Property & Casualty
We’re Proactive About Your Protection.
Our approach to property and casualty insurance lends a reassurance unlike most; it’s more personal, more direct, more creative. We don’t just deliver products, we develop long-term relationships built on trust. We earn a deep understanding of your operations, risks, attitudes, and ambitions, then create holistic risk-management solutions from fully insured to deductible, captive, and self-insurance programs. We’re proactive about preventing losses and help mitigate them if they occur. Our account management teams are readily available to expertly handle your admin needs. Now you’re prepared for anything.
Property & Casualty Products:
- Property
- Casualty
- General Liability
- Auto Liability
- Umbrella/Excess Liability
- Worker’s Compensation
- Cyber Risk
- Professional Liability
- Executive-Risk Coverages
- Directors & Officers Liability
- Employment-Practices Liability
- Fiduciary Liability
- Crime
- Industry Specialties:
- Agriculture (crop)
- Higher Education (educators’ legal liability)
- Construction (contractor/owner-controlled program, builders’ risk, bonds)
- Transportation (liability, physical damage, cargo)
Property & Casualty Services:
It is critical we gain a thorough understanding of the unique blend of your operations, exposures, and attitudes toward risk. We start with a comprehensive review typically including the following:
- Physical inspections
- Deep-dive interviews with senior leadership and key operational staff
- An analysis of historical losses and claim trends, which can impact placement results (where there is sufficient data, we complete statistical loss projections)
- A review of existing insurance policies and insurance program financial structures
- A review of any current risk-control and loss-prevention in